I don't see why I need a new title insurance policy Because the loan that the old insurance policy insured will be gone.The new policy will insure the new loan. And pays for them to do a new title search, since the title company have to make sure that you don't have some new lien against the property that was put there between when your old title search was done and now.You can check if your current title insurance has a cheaper insurance available for refi's since they already are insuring the current loan. Sometimes they do.
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