No. of Recommendations: 0
I don't think there is a PERFECT investment plan.

One advantage of an IRA is that capital gains can be postponed until retirement when you withdraw the funds. These gains compound tax free.

A disadvantage of an IRA is that capital losses are not deductible in the current year like in a taxable account.

Just because there are no capital gains taxes in an IRA, does not mean it is better to trade more frequently than you would in a taxable account.

IMHO, Use an investment strategy that works regardless of whether it is in an IRA or taxable account.


.02 for SOS
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