I don't think there is any one reason why people get into CC debt. I do agree with Pwyles that different personalities in regards to spending and saving for married couples lead to problems. But sometimes couples that are average to good savers get in trouble. This is where communication comes in. If there is a lack of communication between the couple, they may not realize that CC debt is building. Money is one of the hardest things to discussion in alot of marriages.
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