I early retired about two years ago and am still feeling my way through the process.I had spent hundreds of hours reading, spreadsheeting, lurking and participating on the Index Board, Retire Early Board, Bonds and Fixed Income, and others. I had a finacial adviser check out my plan, I retired, and sold my empty nest. I kept my small second vacation home.I think the best investment I have done is in my health care.By the time I left my high stress IT job, I hated it with the heat of a thousand suns. A physical at the time put me in the 50% bracket for serious health risk. I had burned out in more ways then just mental.After two years of working on my health, I am now down in the 6% risk group in a couple different areas. My good health is more important to me then the state of my port. Today I turn 55 and feel like a new person. I still have a way to go in taking off more pounds. Its now second nature to pass on the desert.The second best thing I have done is to trust myself to take care of my finacial life. My port hasn't suffered because I increased the fixed portion of my port in a mix of treasuries, bond funds, TIPS, MM, and decreased my equity portion. I have DCA'ing into more equities in Health Care, Energy and DOW dividend producers. I am only up a couple % for the last couple years but I feel good about my plan and don't feel like I have to defend it to anyone but myself.Sally
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar. Earnings Estimates, Analyst Ra