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Author: ChilkatSally Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 19483  
Subject: Re: The "happy secrets" of your retire Date: 12/15/2002 9:23 AM
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I early retired about two years ago and am still feeling my way through the process.

I had spent hundreds of hours reading, spreadsheeting, lurking and participating on the Index Board, Retire Early Board, Bonds and Fixed Income, and others. I had a finacial adviser check out my plan, I retired, and sold my empty nest. I kept my small second vacation home.

I think the best investment I have done is in my health care.

By the time I left my high stress IT job, I hated it with the heat of a thousand suns. A physical at the time put me in the 50% bracket for serious health risk. I had burned out in more ways then just mental.

After two years of working on my health, I am now down in the 6% risk group in a couple different areas. My good health is more important to me then the state of my port.

Today I turn 55 and feel like a new person. I still have a way to go in taking off more pounds. Its now second nature to pass on the desert.

The second best thing I have done is to trust myself to take care of my finacial life. My port hasn't suffered because I increased the fixed portion of my port in a mix of treasuries, bond funds, TIPS, MM, and decreased my equity portion.

I have DCA'ing into more equities in Health Care, Energy and DOW dividend producers. I am only up a couple % for the last couple years but I feel good about my plan and don't feel like I have to defend it to anyone but myself.

Sally

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