I enrolled in Upromise and think it's a great idea, as long as you are realistic. I remember seeing a funny graphic on how many McDonald's burgers it would take to earn just $100 from Upromise. In short, unless you're a big spender or one who is about to buy a GM car (or any of the bit ticket items) the 529 option may or may not be worth the paperwork and fees. I went the non-529 route, I have just a few bucks in there after a Disney Store and Toys "R" Us purchase. Still, it's found money. I approach it the way I do coupons -- as long as I'm not buying something I wouldn't normally buy, they save money. So, sure, give it a shot, but by no means can one consider that a complete plan to pay for your children's college costs. Rick
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