No. of Recommendations: 3
I find that if I don't loosen the reins a little on occasion, I flip out and blow it big time.

So I keep a running list of things that I could really use and when they've been on the list long enough, and haven't popped up in a secondhand store somewhere, then I go ahead.

In this case, that means -
replacing the ten-year-old futon on my futon couch
buying a year's worth of bras on sale at Nordstrom's (the size I wear, the expensive ones *really do* make a difference, and the special-order model I like retails at $50, so buying 4 or 5 at Nordstrom's annual sale at $30 each makes sense)
replacing some particle board shelves in my kitchen with real kitchen cabinets

These are things I would buy eventually anyway, and splurging on them now helps me keep my mitts off the stash in the bank -

for instance, I *am not* replacing my ten-year old computer, I *am not* using my $2,000 car budget as a down payment on a later model car (my current ride is an 84 pickup with 230,000 miles on the original engine, I'm looking to upgrade to a 1990 rather than 1995), I *am not* replacing any of the thirty-year-old carpeting in my house, I *am not* having a deck put in, I *am not* having a driveway poured, etc.
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