I found the info - Consider using a token as an additional layer of authentication, especially if you frequently access your Schwab account from third-party workstations.Schwab provides a keychain-size token as a further, optional layer of authentication to enhance your security. The token generates a regularly changing passcode, which must be used at each login. It is particularly useful if you travel frequently. If you would like a security token, or to learn more about this option, just give Schwab a call at 800-435-4000.
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