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I get hung up on my house debt sometimes too. I just had a financial analysis done that REALLY made me feel better. Instead of paying more towards my house right now, we paid off our car 1st. Now, I am applying the $300 extra each month towards my house (I will now have my house paid off in 10 years if I keep this up!). consider this: keep you car for more than 5 years - and use the payment money towards your house - this will pay off your mortgage fast!

PFS did my financial analysis for me - it was free and great! AND, it taught me alot.

JMHO - Erika
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