I glazed over their site, but I must be missing something. It uses a planned vs actual approach to calculate shortage/overage for each category?

Curious, how do you find this is more useful than say Quicken and a Spreadsheet? I don't use quicken for budgeting, I have a spreadsheet [the failing one] -- and I simply use quicken to balance accounts and download CC/Bank account transactions.

If there is a magic benefit from this program I am missing, please let me know. I'm pretty good in excel [programmer] so i'm sure I can make it happen if it's a feature I can't live without.

Mike
wonders if a change to his spreadsheet will kick off a change in attitude and behavior