I guess I have another question too. Let me know if this isn't the right board. I sold stock for a loss that in an IRA account and I want to sell some shares for profit that are in a taxable account. Can I use the loss to offset the gain when the loss is in an IRA account? No.Do not trigger a wash sale by selling for a loss in a taxable account, and rebuying the same stock within the wash sale window within an IRA. I believe, the ruling is that the loss cannot taken.