No. of Recommendations: 2
I guess I should have mentioned our taxes and insurance ARE escrowed in... but the escrow went so far into the negative that we had to pay extra into it and were able to get back to having enough escrow to make our mortgage payment $3K/month.

Our loan balance on our house is $320K.

The screen will cost $10K to replace.

I guess I can work full time but DH would rather I didn't since the kids are so young still (3 and 1).

I believe we do have to sell the house and buy something more reasonable. But it's a huge blow since houses aren't selling like they once were around here and we'd never be able to afford a house like this again. We bought it because we sold a house for more than the cost of this one in New England.

Thanks for your advice, although I do feel a little sick to my stomach right now! I will be checking out the links mentioned.
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