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I guess I'll go for a grand slam. I posted a similar message over at Morningstar. Mr. Pfau responded, then got me banned from the Board. He claims that he never published an article with the 1% fee included as an underlying assumption. Well, I certainly read one, and so did a lot of other folks on TMF boards, because we had a discussion about it at the time. Intercst even quoted directly from Mr. Pfau's article. Of course, I won't get a chance to mention this at Morningstar, and I assume Mr. Pfau will get me banned here as well. So be it.
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