I had a car loan at 5.25 from my CU. I paid it off with a 0% balance transfer. I am making sure that my payments will have paid off the cc by the time the promotional offer is over. In the mean time I don't have to cover the replacement value of the car on my insurance.Just make sure that you will be paid off when the rate goes up.rockyI have had my Citibank card for a long time and I have never had problems with them.
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