No. of Recommendations: 2
I had a discussion with my father on Monday (as we drove to get BBQ, our family's version of Xmas dinner), and it shocked him to find out how much I spend on healthcare. I am gainfully employed, and my employer offers a plan that covers me and my family.

I pay a little over $500 a month for dental, eye and medical coverage. My family deductible is $1800 a year, and my copays *start* at $25, run higher for clinic hours or specialists (and from what I can tell, everyone but my primary care physician is "special").

Looking at recent years, I spend approximately 10K a year on our healthcare, premiums, copays, etc. $7k of that is tax free. Yeah, it would sting to pay more taxes on that.

However, I wouldn't feel the tax-portion of that was the breaking point. Really, it wouldn't make sense to kvetch about the taxes on $7k *when I already had to spend $10K*. The problem wouldn't be the tax rate on that money - it would be the cost of the care in the first place.

And no, I do not think "Obamacare" is the reason it's so expensive. It's been going up, every year, since I started working, and I've been working {redacted} years and under {redacted} presidents now. The high cost is built into our very system, and a privileged few are making a pretty penny off it.

The tax rate on the money I have to spend to get healthcare is not the issue - the money I have to spend IS.

That said, I am in favor of a simpler tax code. And while I would pay a higher rate should some (or all!) deductions be cut, I think *overall* it's a good idea to eliminate some and simplify the code, even though in this case it would be under the dubious honor of saving those "only" making over $250K a year (but under 1 million) from higher taxes.

in a much lower bracket than that
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