I had a friend once that seized an engine. The engine locked up tight at about 45 mph, causing the drive-wheels to scheech to a smoking stop. He wasn't wearing a seat belt and his teeth hit the steering wheel. A couple of hours later, after the engine had cooled, he added some oil, and it started right up again. This doesn't sound like the problem you describe. If you have oil, coolant, and gas, as you say, then there are only two other things that could have gone wrong without a lot of smoke and noise warning of impending failure: ignition or valve timing. Ignition can fail for many reasons, including battery connections, electrical failure of the high-voltage coil, mechanical failure of the distribuor, or computer failure if you car's ignition is controlled by computer. Timing usually fails because of a broken "timing chain" if your car has one of those, or equivalently, a broken "camshaft belt" or "timing belt." The belt and the chain do the same thing (turn the camshaft) but belts have replaced chains in recent years.
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