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I had a professional set this up to begin with. Probably 6 years ago. Cost a pretty penny, too. Has something changed in 7 years?

At the time, she said everything was either joint or 1. Spouse first 2. Living trust second. Then someone is guardian to the kids and the bank or somebody doles out living expenses every year.

So I have a spouse and 2 kids who are 17. If we can all live just two more years, I'll revamp the whole will since the kids will no longer be minors...
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