I had a similar, but different, problem with income. After much research and talking with folks, I decided that there's no way to avoid paying higher Part B premiums if your income during the prior tax year goes beyond the limit. You also have to pay a higher Part D (drug plan) rate. The increase only lasts for one year, assuming your income drops below the limit. I had no idea that Part B was means-tested, but there you have it. By the way, Obama wants to make it much worse, and I think the Repubs by and large agree with him on this point, so watch out. Good luck.
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