I had the same question a few months ago. I came up with GLD and IAU. Both hold actual gold bullion. Better, these are ETF’s that you can trade with your regular brokerage account, and there are no minimums (other than the standard problem of transaction brokerage fees eating into your investment). Down side: the admin fees are higher than most ETF’s, but considering that you are paying for insurance and storage fees, I think this is reasonable.Ditto for OIL and USO: these are ETF’s that hold actual oil futures contracts. The question as to whether it is wise to invest in these, of course, is a whole different kettle of fish.
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