No. of Recommendations: 0
I hate to be the bearer of bad news, but the law as it
is currently written necessitates that Roth Conversions and Roth Contributions be kept separate. Each year a conversion is made, the 5 year qualification clock will begin for that conversion. This is not true for the Contributory Roth funds, which allow for tax-free distributions five years from the first contribution.

It will be similar to Contributory vs. Conduit IRA
plans, except there is no provision for commingling
them by choice.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.