I hate to toot the marketing horn for MF since they already do an annoying job without my help but supposedly the new Supernova service will include a retirement portfolio which if I understand correctly can be copied exactly. More information on that service will come out over the next 3 weeks. You might wait and see if that service is appropriate. In general I agree with posters suggesting dumping your current advisor. At least with a fee per hour advisor you don't have to worry so much about a conflict of interest regarding recs.Dr. D
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