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I have $20,000 in Mutual Funds. I want to move all of that into a tax deferred account like a Roth IRA. If I can only invest $2000 per year into a Roth ITA, how do I accomplish this without spending the next 10 years putting $2000 in every year?

One thing Pixy didn't mention was marriage. Your spouse can also place $2000 in a Roth IRA, cutting your investment time to 5 years. If you are not married, tying the knot will likely cost more than the gains from tax-free earnings in a Roth IRA. LOL
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