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I have 401K plan. What is roth IRA (what's difference between IRA and roth IRA) and when should I invest for this year 2000? Is it the right time to invest now?

IMO it's always the right time to invest. You can make year 2000 IRA contributions any time from now through 4/16/2001.

For general information about IRAs, see All About IRAs:

Phil Marti
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