I have a diversified portfolio too. So diversified that I owned both Merck and Marsh & McCellan. Combined they've knocked my return down by 1.3%. Got blindsided by both. Sold Merck as soon as NY Times printed the emails showing they knew about Vioxx problems 5 years ago. And now they're giving themselves golder parachutes while stockholders get screwed. Gilmartin has wrecked what was once one of the most respected companies in the US, and the Board still doesn't get it.Still holding Marsh. They seem to be doing the right things for the company and the shareholders.