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I have a question for all fellow Fools out there...after you have a comfortable amount of money set away for an emergency fund, do you:

a) keep adding to it every month
b) use the money each month that you would put the EF towards debt reduction?

Hi tsmitche!

In my opinion, you want to have your target amount (whatever that is for you) in your emergency fund, but that's it. What I do is use any additional money toward debts there are any. If not, I put the additional money towards investments.

In the latter case, I might work on accumulating the cash in a savings account until it accrues to the amount I want for investing.

...but I still am...

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