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Author: ptheland Big gold star, 5000 posts Feste Award Nominee! Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75805  
Subject: Re: contribution limits using Roth IRA and Roth4 Date: 3/2/2011 1:38 PM
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I have a Roth IRA that I opened years ago but have not contributed to in a while. I'd like to start putting more money there als (probably $3,000-$5,000 a year), but wanted to make sure that the contribution limits for the Roth IRA are not effected by my Roth 401(K) contributions I just started at my company.

401k and IRA limits are unrelated. So you can put the max amount into each.

But the regular 401k and regular IRA share a limit. So you can only put 16,500 total into the two combined.

Likewise regular IRA and Roth IRA share a single limit. You can split the 5000 limit between the two IRAs any way you choose.

I mention that because you mention both a regular 401k and a Roth 401k.

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