I have agreed with that philosophy thus far, but can't help wondering if it's the right move. Trust me, the thought of selling WPRT, DDD and others now is repulsive, but I want to make sure we can retire and getting back on track seems impossible at times.Yes, kids are 6 and after many NICU surgeries back then, they are miraculously in perfect health now. My wife is back working as a teacher again. I put enough in my 401k to get the company match, and no more. I'm currently not adding to my IRA because there isn't enough. She has a Teacher's Retirement account.I have tiny Sharebuilder accounts for the girls, and they know they have Disney stock :) I also started 501 college funds, but have no $$ to put in so it seems pointless.I use pre-tax deductions for the HSA and Dependent care MAX for after school care to cut taxes.Mortgage = $275k (2k/month) 4.6%Car = $11k ($271/month) 1.9%Student Loan = $8k (($75/month) Card #1 = $2240 ($73/month) 16.9%Card #2 = $3000 (25/month) 15.9%Card #3 = $9100 ($175/month) 8.5%Card #4 = $5000 ($67/month) 14.5%Personal Loan = $18,000 ($400/month) 10.5% (auto deductions to pay off in 4 years)and we have a 10 year old car with high mileage which will need to be replaced soon.No emergency fund.What a difference 6 years makes :(
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