I have almost the identical problem and was glad to read the answer to yours (after I had posted my question--28524--). I had sleepless nights like you and still don't know what to do with all the 5498 Forms that have been sent to me by the brokers. Do we tell the IRA about our recharacterization?This tax system is getting out of hand with its complexities and another revolution is bound to happen...soon (I hope!).
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