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I have an idea for free market gun control. Lets require gun owners to obtain on the open market, liability insurance, to cover the costs should they or their gun be found responsible for damages. We require the same for our automobiles and many contend that cars are just as dangerous as guns.

I would like to see how the free market would calculate the price of taking on such a risk. I imagine the cost would be very high, if any insurance companies at all could be found willing to underwrite the risks.

I think you're making some assumptions about insurance and liability that aren't necessarily accurate. Automobile insurance does not provide payment for all damages caused by a car - it covers claims against the insured for instances where the insured is liable for such damages.

So to take the current tragedy, there would be no claim against an insurance policy if Ms. Lanza had been required to have one. Her guns were stolen from her after she was brutally murdered. She would not be liable for the criminal acts of a third party, even her adult son.

The question is what the total amount of gun-related litigation is that exists today that isn't already insured (under homeowner's policies and what not) - that's what would be required to be insured. I imagine it's relatively small, but I could be wrong.

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