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I have an somewhat uncommon last name, and the loan is from Toyota, where
my aunt bought her latest car. Should I get the details from my aunt to find out if
this is her loan, or should I just say "this is not my loan" on the correction form?

My inclination would be to find out if it was my aunt's loan, but I wonder if that
would make the credit reporting agencies suspicous.

I would probably find out for curiosity's sake, but I wouldn't bother telling the credit agency. There's no point in giving a big, impersonal entity any information they don't need.

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