I have been considering LTC but haven't done anything about it yet. One site that might be useful to you is TIAA-CREF's at http://www.tiaa-cref.org/ltc/ltc_quote.htmlI am not pushing them as I don't know enough about LTC in general or their policies in particular. I have an association with TIA-CREF through the retirement annuities that I have in my 403B plan and they are a reputable company. The main reason I am giving you this link is that it is a calculator to figure out the premium on their LTC policies. It may at least be useful to you as a basis of comparison with the other policies you are looking at.jtmitch
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