No. of Recommendations: 0
..I have been divorced for 25 years. A part of the settlement with my Ex was to get our townhouse, she would assume the loan, and I would guarantee the loan (30 yrs). ...

25 years ago the mortgage rates were in the ballpark of 10%.

I would think that there is a high probability that she paid off the mortgage or refinanced it years or decades ago and you just didn't hear about it.

If this was a normal mortgage that still has your name on it then it should show up on your free credit report if the loan still exists.

Some counties have a lot of the property records on line and they are public information so you might be able to find out if there is still a that mortgage lien on the property by checking that online.
Print the post  


Useful Resources
Our Home Center has all you need to make buying and owning a home a great experience. Get or refinance a mortgage and much more!
Buying/Selling a Home FAQ

Mortgage Professor
Offsite resource for mortgage questions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.