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I have been that route twice. I am also retired military and have had a good civilian job for the past 21 years. I paid off my first house and that allowed me to build up my savings and also to buy another house while I was waiting for the first one to sell. I paid off the second over a five year period after I bought it and it has given me the peace of mind as well as additional money to invest in my retirement account. I turn 60 on June 17th and will retire on June 30th. Anyone who thinks that the tax advantage is a good thing, does not understand that he/she is only getting 28 cents on the dollar.
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