I have had a debit card with my credit union for over a decade, and have worn the numbers off it with daily use . You get no credit score when you only use a debit card. I have to prove I can use credit without being a knucklehead, so I am very careful to pay early and often on all my accounts . However, my mother is in her 80's and has never had a Visa or Mastercard in her life. Turns out CapOne wanted too much information about my son, so we are not bothering with them right now. I don't want them to know all my business. On that note, I am hours behind of being in bed. wild :)
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