I have known very few people who have actually gone into a nursing home for more than a few months. I looked into Long Term Care insurance and decided that it was probably something I really did not need. It also seemed rather expensive for something I probably will not need. Since most of life is a gamble, I hope I can assume this added risk into my retirement plans without adding insurance.I would be interested in seeing some statistics on nursing home residence times, especially if they come from some source other than the insurance companies.
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