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I have never been confronted with this issue, but I understand a little about it.

The cost of getting to the truth, which may or may never occur, may cost more than it's worth.

On the other hand, if it's a matter of principle, and she is willing to fork out $40,000 or more, it may well be worth fighting for.

A cheap solution could be to have an attorney send a letter and threaten, gently.

An even cheaper solution woud be for her to send a letter, on a fake attorney letterhead, user lawyerly-like language, and see what happens.

There really isn't much that can be done. But, she should continue to push. THe pushing may may them think twice about doing it again.

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