I have not defended any law violations.(although I do speed regularly and sometimes fail to wear my seatbelt)People "overwhelmed by extended unemployment, crushing medical bills, and other emergencies" can simply explain the situation, deal with the collector and be better off for it.Ignoring these things will not make them go away. I fail to see why everyone gets upset if ONE collector is too aggressive but its seemingly ok if hundreds lie to the collector and fail to pay their obligations.
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