I have not seen a rate that high in all my searches on the web for quite awhile. I even considered switching my MMA to your bank... that is until I read some user reviews which rated AmericaNetBank very poor. I realize that some of the reviews are dated but even a Jan 2012 review rated it as POOR. http://www.depositaccounts.com/banks/americanet-bank.html

I'd be interested to hear of your experiences with this online bank?

Maybe I should have made it clear that the 2.5% rate requires that the account holder use ANB's debit card 10 times per month, which was not a problem for me (although I did limit using the card to just a couple of trustworthy local places).

As far as customer service, I did have a couple of questions, but always called them up and got immediate help from people who seemed to me to be knowledgeable, courteous, and truly interested in helping me. In fact, I remember thinking how it was nice to hear some small-town Midwesterners dealing one-on-one with a customer instead of having to go through some large and impersonal company's elaborate recorded messages that never seem to address my concerns.

Hard for me to imagine anyone having a negative word to say about AmericaNetBank

culcha