No. of Recommendations: 1
I have only catastrophic insurance coverage. This coverage only takes care of my hospital bills for inpatient stay. It does not cover prescriptions, lab fees, doctor's visits, etc. Late last year and early this year, I had to have 2 MRI's and X-rays (discovered I have a very slightly cracked vertabrae at the c-2,c-3 level). First, I went to a private company which performs MRI's and negotiated with that entity for them to charge me the Medicaid rate. As a note, this company and the hospital charge $1400+ for MRI's. For the one with the "shading" (I can't remember the term), I paid $524. For the regular MRI, I paid $456. As far as the X-rays, after reading an article in USA Today, I learned to negotiated with the hospital where the X-rays were taken. When I received my bill, I called the Accounts Receivables Dept. and advised them that unless they gave me the Medicaid rate, I would sue for discrimination. Guess what, I was given that rate. As far as prescriptions, I take only one on a consistent basis for my cholesterol, and it is purchased from Canada.

My doctor also gives me a discount.

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