No. of Recommendations: 0
I have opened two accounts with Sharebuilder.

Once your IRA gets big, look into Folio(fn). Fees are a bit higher than SB, but you get automatic dividend reinvestment and free "window" trades.

Finally, I really don't have a clue in what I need to put in the Roth. I'm thinking VTI, SPY, AGG. Should I be more risky?

It's 48 years till you retire, so yes.

Tech and Oil should continue to out-perform.
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