I have records of correspondence by mail, asking for repayment. The person is no longer at the same job, home address, etc. No forwarding #'s or information. A friend who works with a collection agency determined there have been name changes in the past, and a criminal history of unpaid loans as well, so it's complex. They're out of state, so small claims really isn't an option. Also, this took place mid '04, so I'm not sure how to determine when the loan is officially considered "uncollectible." Thanks very much for your input and suggestions!
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