I have to say, this a really long and boring point in this paydown. I can't juggle any more interest rates. I can't cut major budget items without really feeling the effects. There's no way to accelerate it, so I just have to hang on for the duration. The end is in sight, but can't it just get here already???Unless you get all of your rates to 0%, there is still room for improvement.Here is one scenario: 1. Clear off one of your cards (with the cash you already have in E-Migrant)2. Get a low-rate balance transfer on that card (assuming its available)3. Move over a portion of your 5.9% car loan - whatever you could normally would pay off before it expires.Every dollar you DON'T Pay in interest, is another dollar sooner that you're out of debt.
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