I have to say, this a really long and boring point in this paydown. I can't juggle any more interest rates. I can't cut major budget items without really feeling the effects. There's no way to accelerate it, so I just have to hang on for the duration. The end is in sight, but can't it just get here already???lol. I am at the same point. I have 29.5K sitting at 0% interest and am snowballing to Emigrant to take advantage of the rates. There's not much I can do to earn extra money and few places to trim the budget even more. (I've chosen to put any consulting money into my Roth until I hit my limit--if I consult enough to hit my cap before the end of the year, I'm not sure what I will do with the money. We're talking about a wedding and travel next year and home improvements...)My main source of amusement these days is putting in different numbers in the snowball calculator to see if I can pay it off by Oct 07 (*really* tight), Dec 07 (kinda tight) or February 08 (right on schedule.)Like you, I just want this to be OVER with. Jest git 'er done!b
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