No. of Recommendations: 3
I have to say, this a really long and boring point in this paydown. I can't juggle any more interest rates. I can't cut major budget items without really feeling the effects. There's no way to accelerate it, so I just have to hang on for the duration. The end is in sight, but can't it just get here already???

lol. I am at the same point. I have 29.5K sitting at 0% interest and am snowballing to Emigrant to take advantage of the rates. There's not much I can do to earn extra money and few places to trim the budget even more. (I've chosen to put any consulting money into my Roth until I hit my limit--if I consult enough to hit my cap before the end of the year, I'm not sure what I will do with the money. We're talking about a wedding and travel next year and home improvements...)

My main source of amusement these days is putting in different numbers in the snowball calculator to see if I can pay it off by Oct 07 (*really* tight), Dec 07 (kinda tight) or February 08 (right on schedule.)

Like you, I just want this to be OVER with. Jest git 'er done!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.