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I help my mother in law with her investments. Does her RMD have to be in cash or can she take shares of stock or mutual funds and transfer them from her IRA to a taxable account?

Thanks for the great help.


Not a tax pro.

I think the "deflavoring" of the IRA proceeds would turn them into cash. Once they were out of the
IRA account, she would then be free to do whatever she wished with the proceeds, including repurchasing
the same stocks or mutual funds in a taxable account.
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