I just finished my master's degree, so some of the funds will be coming from both not having to pay for school anymore and the raise I will be getting. We also paid off a HELOC that we used to buy a rental property last August. (BTW - we hate being landlords and are planning to sell next spring. We thought we'd like it, but don't. I'm glad we tried it, b/c I think we would have regretted not doing it.) My DH and I really try hard to keep expenses down. I have this feeling though, that too much money might be falling through the cracks. When we got married, we made a goal of having a $250,000 net worth after 5 years. It was 3 years in July, and when I did our net worth, we were already up to $232,000. We're going to try to get to $250k by the end of the year.Regarding your slow and steady thread, maybe you could track your net worth for the next few months. I was thinking about trying this. Money seems to flow in then get directed out quickly and sometimes it is difficult to realize how much worth you're actually building. My DH and I just bought a white board that we're going to put up to track the individual stocks and mutual funds we've invested in. This will hopefully help us see how our money is accumulating and working for us! Monica
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