I just read an interesting article about how much income you could spend from your retirement account at www.summit-advisors.com.They discuss a few studies and make five suggestions. It all makes sense to me (don't know enough to argue with the percentages suggested)...they discuss inflation and offer a no cost consultation. They are an independent firm in California...does anyone use an "independent" financial advisor (this firm says that they custody their clients assets at Schwab and Fidelity)? Here is the exact link to the article:http://www.summit-advisors.com/summit-financial-advisors/2007/11/17/retirement-income-studies.htmlclear1,Each of your entire list of posts at this point (7) contains a reference to Summit Financial, with 'great information'. Do you have an interest in this company? Because it appears as though you are spamming.AJ
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