No. of Recommendations: 1
...I just retired effective 3/1/13 at age 56 and will not need to withdraw from my 401K for at least 8 years....


If your taxable income will be low for a while before the 401K/IRA withdrawls and social security start then you may actually be in a lower tax bracket now than you will be in few years when you start withdrawing from the 401K. If so the 401K contributions might not be all that desirable even if you can could do them.

Doinbg a Roth conversion would be worth looking at if you can keep your taxable income low for a few years.
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