I just wanted to make sure I was free to buy/sell anything (such as stocks) with the Roth just like I do with my regular (non-retirement) account so long as I don't take money out of it due to the penalties.ziggy answered your main question. Unfortunately the full answer isn't as easy as it looks. You appear to be trading in both a Roth IRA and a regular taxable account. When you do that, you should be aware of wash rules. It is unclear at this time that if you sell a stock in your taxable account at a loss and then rebuy the same stock in your Roth IRA within 30 days, you can declare the loss on your tax return without violating the wash rule. Some people say yes and some say no. As far as I know, this issue has not been settled by the IRS yet.IF
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