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I keep seeing this conflict between 20% and 35% of net for the SEP. Does anyone know which is accurate?

Also, since I am over 59 1/2, I can withdraw from these plans (but have no plans to do so). I assume there is a minimum time money must be left in the plan before it can be withdrawn- correct? If this is correct, is there a "first in, first out" or similar calculation used for withdrawls?
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