I know I'm late coming to the table with this, but I just got a chance to catch up on posts. SEMI RANT ALERT....I don't mean to sound scolding, but PLEASE check your facts before bashin glegislators. This is a pet peeve of mine because (while there are some real bottom feeders in office) many officeholders actually do try to help their constituents.In this case, NO legislation was passed beating up on poor old Credit Unions. What happened was that the Supreme Court found that Credit Unions were operating as banks. That is, while they were originally created to help groups of people who share a common bond (usually a job, or employer), they are not restricting membership solely to those of a common bond. That isn't a problem except that Credit Unions have a special tax status related to their restriction of membership. When the credit unions chose to accept members outside this "common bond" they became banks, and banks have to pay taxes (at least in theory!). So sayeth the Supreme Court -- NOT legislators. In fact, legislators tried to pass a proposal to protect the tax-exempt status of credit unions, but the Supreme Court would rule against that too.This is not to say that I have anything against Credit unions -- I am a member, myself! I do, however, deeply respect those in government who try to do a good job, and I am sick of people taking the easy way out and bashing government. It's easy to be cynical, it's difficult to find a solution.One last thought, PLEASE vote. If you don't, please don't gripe. Sorry about the rant!