I know myself and have a well founded fear that I will take too much time investigating and never get my money working. I understand -- I can become paralyzed with too much information too. It's a matter of wanting the "perfect" solution and wanting a "guarantee" that the decision is absolutely the right one. Been there, done that -- and there are a lot of us out there. Please do what TMFPMarti recommends.http://boards.fool.com/Message.asp?mid=26516305Doing nothing will get you into trouble with the IRS since your husband has already submitted the forms to the IRS. After you've put the $2000 into a CD, come back here and read all the very good advice you've received in this thread. (And in the meantime, start working on fully funding the IRA for 2008.)
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